FDIC 揭露 63 家美國銀行面臨破產風險，未實現損失達 517B 美元

Sixty-three US banks reported $517 billion in unrealized losses during the first quarter of 2024.

63 家美國銀行報告 2024 年第一季未實現虧損達 5,170 億美元。

The Federal Deposit Insurance Corporation (FDIC) disclosed that these unrealized losses increased by $39 billion since the previous quarter, raising concerns about the stability of the US economy and financial sector.

聯邦存款保險公司(FDIC)披露，這些未實現損失較上季增加了390億美元，引發了人們對美國經濟和金融部門穩定性的擔憂。

The ISM Manufacturing PMI came in below expectations at 48.7, indicating a sharper-than-expected decline in manufacturing activity. In response to the weak industrial data, the price of Bitcoin surged past $70,000 yesterday, as expectations of an interest rate cut by the US Federal Reserve grow.

ISM 製造業 PMI 低於預期，為 48.7，顯示製造業活動降幅超出預期。因工業數據疲軟，隨著聯準會降息預期升溫，比特幣價格昨日飆升至7萬美元以上。

US banks and businesses continue to face significant pressure due to rising interest rates and delayed rate cuts. Prior to the Federal Reserve Board's termination of the Bank Term Funding Program (BFTP) on March 11th, banks, especially regional banks, were already facing challenges.

由於利率上升和降息延遲，美國銀行和企業繼續面臨巨大壓力。在聯準會於 3 月 11 日終止銀行定期融資計畫 (BFTP) 之前，銀行，尤其是地區性銀行，已經面臨挑戰。

According to the FDIC, approximately 63 US banks hold $517 billion in unrealized losses in Q1 2024, placing the US banking sector at significant risk of insolvency.

根據 FDIC 的數據，大約 63 家美國銀行在 2024 年第一季持有 5,170 億美元的未實現損失，使美國銀行業面臨巨大的破產風險。

For nine consecutive quarters, unrealized losses have remained unusually high, dating back to the US Federal Reserve's initial interest rate hikes in 2022.

自聯準會2022年首次升息以來，未實現損失已連續九季維持異常高位。

The potential for bank runs and the cryptocurrency market, particularly Bitcoin, are anticipated to experience significant upward momentum. However, given that it is an election year, the Federal Reserve and the Treasury Department are likely to have preparedness measures in place.

銀行擠兌和加密貨幣市場（尤其是比特幣）的潛力預計將經歷顯著的上升勢頭。然而，鑑於今年是選舉年，聯準會和財政部可能會採取準備措施。

Highlighted Crypto News:

重點加密新聞：