A Shift Towards Cryptocurrency in Financial Portfolios

金融投資組合向加密貨幣的轉變

A recent survey by asset management firm Bitwise reveals a growing interest in cryptocurrency among US financial advisors. Conducted from November 14 to December 20, 2024, the survey found that 56% of advisors are more likely to invest in crypto after the 2024 elections.

資產管理公司 Bitwise 最近的一項調查顯示，美國財務顧問對加密貨幣的興趣日益濃厚。該調查於 2024 年 11 月 14 日至 12 月 20 日進行，發現 56% 的顧問更有可能在 2024 年大選後投資加密貨幣。

This shift indicates a trend towards integrating crypto into mainstream financial portfolios. In 2024, 22% of advisors included crypto in client portfolios, an increase from 11% in 2023. Client interest is also high, with 96% of advisors receiving inquiries about cryptocurrency in the past year.

這種轉變顯示了將加密貨幣納入主流金融投資組合的趨勢。 2024 年，22% 的顧問將加密貨幣納入客戶投資組合，較 2023 年的 11% 增加。

Among those already investing in crypto, 99% plan to maintain or increase their investments in 2025. Bitwise's Chief Investment Officer, Matt Hougan, observes that 2024 marked a pivotal moment for crypto adoption, with advisors recognizing its potential.

在已經投資加密貨幣的人中，99% 計劃在 2025 年維持或增加投資。

However, challenges persist, as two-thirds of advisors still lack direct access to crypto for their clients. Access is limited, with only 35% of advisors able to directly purchase crypto for clients. Many advisors prefer crypto equity ETFs for market exposure without direct investment.

然而，挑戰仍然存在，因為三分之二的顧問仍然無法為客戶直接存取加密貨幣。存取權限有限，只有 35% 的顧問能夠直接為客戶購買加密貨幣。許多顧問喜歡加密股票 ETF 來進行市場曝險，而無需直接投資。

Regulatory concerns have also been a barrier, but in 2024, only 50% of advisors cited regulatory uncertainty as a major issue, down from previous years. This suggests a change in attitude among advisors who were once hesitant about crypto. In 2024, 8% of these advisors considered investing in crypto, which has now increased to 19%.

監管方面的擔憂也是一個障礙，但到 2024 年，只有 50% 的顧問將監管不確定性視為主要問題，這一比例低於前幾年。這顯示曾經對加密貨幣猶豫不決的顧問的態度改變了。到 2024 年，這些顧問中有 8% 考慮投資加密貨幣，目前這一比例已增加至 19%。

The Bitwise survey includes responses from 400 financial advisors in the US. Looking ahead, 2025 is expected to be a pivotal year for crypto in financial advisory, with rising demand, improved regulatory frameworks, and new investment products likely to drive further adoption.

Bitwise 調查包括美國 400 名財務顧問的回覆。展望未來，預計 2025 年將是加密貨幣在金融諮詢領域的關鍵一年，需求不斷增長，監管框架不斷完善，新的投資產品可能會推動加密貨幣的進一步採用。