Revolut Plans Stablecoin Launch to Expand Crypto Offerings

Revolut 計劃推出穩定幣以擴大加密貨幣產品

London-based fintech giant Revolut is reportedly preparing to expand its cryptocurrency offerings with the introduction of its own stablecoin. This move aligns with the growing trend among fintech firms to diversify their digital asset portfolios.

據報道，總部位於倫敦的金融科技巨頭 Revolut 正準備透過推出自己的穩定幣來擴大其加密貨幣產品。此舉符合金融科技公司數位資產投資組合多元化的成長趨勢。

With a valuation of $45 billion and a recently acquired UK banking license, Revolut is well-positioned to enter the stablecoin market. The company joins the likes of Ripple, PayPal, and BitGo in this burgeoning sector.

Revolut 估值達 450 億美元，最近獲得了英國銀行牌照，處於進入穩定幣市場的有利位置。該公司加入了 Ripple、PayPal 和 BitGo 等公司的行列，進入這個新興領域。

Revolut's Compliance-First Approach

Revolut 合規第一的方法

Revolut is emphasizing compliance and safety in its stablecoin development. According to sources familiar with the project, the bank is already well into the creation phase. A Revolut spokesperson confirmed these plans, stating that the company aims to "become the safest and most accessible provider of crypto asset services."

Revolut 在其穩定幣開發中強調合規性和安全性。據熟悉該項目的消息人士透露，該銀行已經進入創建階段。 Revolut 發言人證實了這些計劃，並表示該公司的目標是「成為最安全、最容易獲得的加密資產服務提供者」。

Stablecoin Details

穩定幣詳情

The upcoming stablecoin will be fully backed by national reserve assets, likely tied to the British pound since Revolut is headquartered in the UK. This aligns with the industry norm of pegging stablecoins to fiat currencies.

即將推出的穩定幣將得到國家儲備資產的全面支持，由於 Revolut 總部位於英國，因此可能與英鎊掛鉤。這符合穩定幣與法定貨幣掛鉤的行業規範。

European Market Outlook

歐洲市場展望

Europe offers a favorable regulatory environment for stablecoins, with frameworks such as the Markets in Crypto Assets (MiCA) providing clarity for the industry.

歐洲為穩定幣提供了有利的監管環境，加密資產市場（MiCA）等框架為該行業提供了清晰度。

Revolut's Crypto Expansion

Revolut 的加密貨幣擴張

Revolut has been actively expanding its crypto services since 2017. The company launched cryptocurrency trading within its app and introduced Revolut X, a standalone crypto exchange, for UK customers in May. The recent banking license approval has further accelerated Revolut's crypto initiatives.

自 2017 年以來，Revolut 一直在積極擴展其加密貨幣服務。最近銀行牌照的批准進一步加速了 Revolut 的加密貨幣計畫。

Stablecoin as a Growth Driver

穩定幣作為成長動力

The addition of a stablecoin to Revolut's offerings will broaden its crypto portfolio and potentially increase its market share. Stablecoins are typically profitable due to their backing by fiat reserves, creating an attractive business opportunity for Revolut.

在 Revolut 的產品中添加穩定幣將擴大其加密貨幣產品組合，並有可能增加其市場份額。由於有法定儲備的支持，穩定幣通常是有利可圖的，這為 Revolut 創造了有吸引力的商業機會。

Global Presence and Growth

全球影響力和成長

Since its inception in 2015, Revolut has amassed 40 million customers worldwide, with significant presence in the UK (9 million) and Ireland (2.8 million).

自 2015 年成立以來，Revolut 已在全球擁有 4,000 萬客戶，其中在英國（900 萬）和愛爾蘭（280 萬）佔據重要地位。