Revolut Plans Stablecoin Launch to Expand Crypto Offerings

Revolut 计划推出稳定币以扩大加密货币产品

London-based fintech giant Revolut is reportedly preparing to expand its cryptocurrency offerings with the introduction of its own stablecoin. This move aligns with the growing trend among fintech firms to diversify their digital asset portfolios.

据报道，总部位于伦敦的金融科技巨头 Revolut 正准备通过推出自己的稳定币来扩大其加密货币产品。此举符合金融科技公司数字资产投资组合多元化的增长趋势。

With a valuation of $45 billion and a recently acquired UK banking license, Revolut is well-positioned to enter the stablecoin market. The company joins the likes of Ripple, PayPal, and BitGo in this burgeoning sector.

Revolut 估值达 450 亿美元，最近获得了英国银行牌照，处于进入稳定币市场的有利位置。该公司加入了 Ripple、PayPal 和 BitGo 等公司的行列，进入这个新兴领域。

Revolut's Compliance-First Approach

Revolut 合规第一的方法

Revolut is emphasizing compliance and safety in its stablecoin development. According to sources familiar with the project, the bank is already well into the creation phase. A Revolut spokesperson confirmed these plans, stating that the company aims to "become the safest and most accessible provider of crypto asset services."

Revolut 在其稳定币开发中强调合规性和安全性。据熟悉该项目的消息人士透露，该银行已经进入创建阶段。 Revolut 发言人证实了这些计划，并表示该公司的目标是“成为最安全、最容易获得的加密资产服务提供商”。

Stablecoin Details

稳定币详情

The upcoming stablecoin will be fully backed by national reserve assets, likely tied to the British pound since Revolut is headquartered in the UK. This aligns with the industry norm of pegging stablecoins to fiat currencies.

即将推出的稳定币将得到国家储备资产的全面支持，由于 Revolut 总部位于英国，因此可能与英镑挂钩。这符合稳定币与法定货币挂钩的行业规范。

European Market Outlook

欧洲市场展望

Europe offers a favorable regulatory environment for stablecoins, with frameworks such as the Markets in Crypto Assets (MiCA) providing clarity for the industry.

欧洲为稳定币提供了有利的监管环境，加密资产市场（MiCA）等框架为该行业提供了清晰度。

Revolut's Crypto Expansion

Revolut 的加密货币扩张

Revolut has been actively expanding its crypto services since 2017. The company launched cryptocurrency trading within its app and introduced Revolut X, a standalone crypto exchange, for UK customers in May. The recent banking license approval has further accelerated Revolut's crypto initiatives.

自 2017 年以来，Revolut 一直在积极扩展其加密货币服务。该公司在其应用程序内推出了加密货币交易，并于 5 月份为英国客户推出了独立的加密货币交易所 Revolut X。最近银行牌照的批准进一步加速了 Revolut 的加密货币计划。

Stablecoin as a Growth Driver

稳定币作为增长动力

The addition of a stablecoin to Revolut's offerings will broaden its crypto portfolio and potentially increase its market share. Stablecoins are typically profitable due to their backing by fiat reserves, creating an attractive business opportunity for Revolut.

在 Revolut 的产品中添加稳定币将扩大其加密货币产品组合，并有可能增加其市场份额。由于有法定储备的支持，稳定币通常是有利可图的，这为 Revolut 创造了有吸引力的商业机会。

Global Presence and Growth

全球影响力和增长

Since its inception in 2015, Revolut has amassed 40 million customers worldwide, with significant presence in the UK (9 million) and Ireland (2.8 million).

自 2015 年成立以来，Revolut 已在全球拥有 4000 万客户，其中在英国（900 万）和爱尔兰（280 万）占据重要地位。