This weekend was quite eventful for the crypto industry, so check out the top three news stories by U.Today to stay updated.

這個週末對於加密行業來說是非常多事的，所以請查看《今日美國》的三大新聞報導以了解最新動態。

Ripple fires back at SEC's unreasonable demands in big new filing

Ripple 在新的大型文件中回擊 SEC 的不合理要求

According to the latest X post by James K. Filan, defense lawyer who is closely following the Ripple-SEC case, the fintech company has objected to the regulatory agency's request for post-complaint discovery. As stated in the filing, the SEC is to compel Ripple to produce audited financial statements for the years 2022 and 2023, produce all post-complaint contracts for the sale or transfer of XRP to "non-employee counterparties" and answer a question about the amount of "XRP institutional sales proceeds" received after the filing of the complaint for certain contracts. Ripple opposes these requests for two reasons: first, they are untimely. Ripple states that the SEC had ample opportunity to seek much of the requested discovery while fact discovery was open, but it decided not to and it now lacks valid reason for doing so. Second, the SEC’s discovery requests seek information that is irrelevant to remedies.

根據密切關注 Ripple-SEC 案件的辯護律師 James K. Filan 的最新 X 帖子，這家金融科技公司拒絕了監管機構提出的投訴後調查要求。如文件中所述，SEC 將迫使 Ripple 提供 2022 年和 2023 年經審計的財務報表，提供向「非僱員交易對手」出售或轉讓 XRP 的所有投訴後合同，並回答有關針對某些合約提出投訴後收到的「XRP 機構銷售收益」金額。 Ripple 反對這些請求有兩個原因：首先，它們不合時宜。 Ripple 表示，在事實發現開放的情況下，美國證券交易委員會有充足的機會尋求大部分所要求的發現，但它決定不這樣做，而且現在缺乏這樣做的正當理由。其次，美國證券交易委員會的證據揭露請求尋求與補救措施無關的資訊。

Dogecoin (DOGE) price goes green as Elon Musk's Xpayments nears launch

隨著馬斯克的 X payment 即將推出，狗狗幣 (DOGE) 價格呈現綠色

On Sunday, Jan. 21, Dogecoin saw its price spiking by more than 14%, from $0.079 to $0.091. The trigger for this impressive price increase was Elon Musk and his ambitious project, Xpayments. The world-famous centibillionaire has been creating a lot of buzz with his plans to turn X into a super application that offers a wide range of services, including financial ones. Notably, the X platform has officially launched its Xpayments account, which indicates a significant step into the financial sector. Further evidence of Musk's dedication to this venture is obtaining licenses for money operations in multiple U.S. states. According to reports, X is preparing to launch peer-to-peer payments, and Musk has hinted that they would become accessible to the general public by mid-2024. The growth of the DOGE price coincides with the unveiling of updates to Xpayments' social media page, which caused a wave of speculation about a potential integration or collaboration between Dogecoin and X. However, neither Dogecoin reps nor ELon Musk himself gave no comments in this regard yet.

1 月 21 日星期日，狗狗幣的價格飆升超過 14%，從 0.079 美元上漲至 0.091 美元。這一令人印象深刻的價格上漲的觸發因素是埃隆·馬斯克(Elon Musk)和他雄心勃勃的項目Xpaids。這位世界著名的億萬富翁計劃將 X 變成一個提供廣泛服務（包括金融服務）的超級應用程序，這一計劃引起了廣泛關注。值得注意的是，X平台已正式推出Xpaids帳戶，這標誌著其進軍金融領域的重要一步。馬斯克致力於這項事業的進一步證據是在美國多個州獲得貨幣運營許可證。據報道，X 正準備推出點對點支付，馬斯克暗示，這些支付將在 2024 年中期向公眾開放。 DOGE 價格的上漲恰逢Xpaids 社群媒體頁面更新的發布，這引發了一波關於狗狗幣和X 之間潛在整合或合作的猜測。然而，狗狗幣代表和馬斯克本人都沒有對此發表評論還沒有考慮到。

Max Keiser expects XRP to crash to $0.01

Max Keizer 預計 XRP 將跌至 0.01 美元

In a recent X post, Max Keiser, prominent Bitcoin supporter, took a jab at XRP, the fifth largest crypto by market cap, predicting that the asset will soon see a massive price drop. Keiser called XRP “centralized garbage” and stated that it is “going to $0.01.” This is not the first attack on the Ripple-affiliated token made by Keiser. In summer 2023, Keiser commented on an X post by John Deaton devoted to Bitcoin maximalists, and the SEC and claimed that XRP is too centralized, and the SEC's lawsuit against Ripple was a proof of that. Bitcoin, on the contrary, per Keiser, was completely and “uniquely” out of regulators’ reach. Other cryptocurrencies, such as ADA and SOL, could not escape Keiser's criticism either; the Bitcoin evangelist often slams these assets in his X posts, calling them securities and founders of Cardano and Solana - scammers. As for XRP, it is currently changing hands at $0.5255, down by almost 5% over the past 24 hours, per CoinMarketCap.

在最近的 X 貼文中，著名的比特幣支持者 Max Keiser 猛烈抨擊了市值第五大加密貨幣 XRP，預測該資產的價格很快就會大幅下跌。 Keizer 稱 XRP 為“中心化垃圾”，並表示其“將跌至 0.01 美元”。這並不是 Keiser 第一次對 Ripple 附屬代幣發動攻擊。 2023 年夏天，Keizer 評論了 John Deaton 專門針對比特幣最大化主義者和 SEC 的 X 帖子，聲稱 XRP 過於中心化，SEC 對 Ripple 的訴訟就是證明。相反，根據凱澤的說法，比特幣完全且「獨特」地超出了監管機構的管轄範圍。其他加密貨幣，例如 ADA 和 SOL，也未能逃脫 Keiser 的批評；這位比特幣佈道者經常在他的 X 帖子中抨擊這些資產，稱它們為證券，稱它們為 Cardano 和 Solana 的創始人——騙子。根據 CoinMarketCap 的數據，XRP 目前的換手價格為 0.5255 美元，在過去 24 小時內下跌了近 5%。