This weekend was quite eventful for the crypto industry, so check out the top three news stories by U.Today to stay updated.

这个周末对于加密行业来说是非常多事的，所以请查看《今日美国》的三大新闻报道以了解最新动态。

Ripple fires back at SEC's unreasonable demands in big new filing

Ripple 在新的大型文件中回击 SEC 的不合理要求

According to the latest X post by James K. Filan, defense lawyer who is closely following the Ripple-SEC case, the fintech company has objected to the regulatory agency's request for post-complaint discovery. As stated in the filing, the SEC is to compel Ripple to produce audited financial statements for the years 2022 and 2023, produce all post-complaint contracts for the sale or transfer of XRP to "non-employee counterparties" and answer a question about the amount of "XRP institutional sales proceeds" received after the filing of the complaint for certain contracts. Ripple opposes these requests for two reasons: first, they are untimely. Ripple states that the SEC had ample opportunity to seek much of the requested discovery while fact discovery was open, but it decided not to and it now lacks valid reason for doing so. Second, the SEC’s discovery requests seek information that is irrelevant to remedies.

根据密切关注 Ripple-SEC 案件的辩护律师 James K. Filan 的最新 X 帖子，这家金融科技公司拒绝了监管机构提出的投诉后调查要求。正如文件中所述，SEC 将迫使 Ripple 提供 2022 年和 2023 年经审计的财务报表，提供向“非雇员交易对手”出售或转让 XRP 的所有投诉后合同，并回答有关针对某些合约提出投诉后收到的“XRP 机构销售收益”金额。 Ripple 反对这些请求有两个原因：首先，它们不合时宜。 Ripple 表示，在事实发现开放的情况下，美国证券交易委员会有充足的机会寻求大部分所要求的发现，但它决定不这样做，而且现在缺乏这样做的正当理由。其次，美国证券交易委员会的证据披露请求寻求与补救措施无关的信息。

Dogecoin (DOGE) price goes green as Elon Musk's Xpayments nears launch

随着埃隆·马斯克的 X payment 即将推出，狗狗币 (DOGE) 价格呈绿色

On Sunday, Jan. 21, Dogecoin saw its price spiking by more than 14%, from $0.079 to $0.091. The trigger for this impressive price increase was Elon Musk and his ambitious project, Xpayments. The world-famous centibillionaire has been creating a lot of buzz with his plans to turn X into a super application that offers a wide range of services, including financial ones. Notably, the X platform has officially launched its Xpayments account, which indicates a significant step into the financial sector. Further evidence of Musk's dedication to this venture is obtaining licenses for money operations in multiple U.S. states. According to reports, X is preparing to launch peer-to-peer payments, and Musk has hinted that they would become accessible to the general public by mid-2024. The growth of the DOGE price coincides with the unveiling of updates to Xpayments' social media page, which caused a wave of speculation about a potential integration or collaboration between Dogecoin and X. However, neither Dogecoin reps nor ELon Musk himself gave no comments in this regard yet.

1 月 21 日星期日，狗狗币的价格飙升超过 14%，从 0.079 美元上涨至 0.091 美元。这一令人印象深刻的价格上涨的触发因素是埃隆·马斯克(Elon Musk)和他雄心勃勃的项目Xpaids。这位世界著名的亿万富翁计划将 X 变成一个提供广泛服务（包括金融服务）的超级应用程序，这一计划引起了广泛关注。值得注意的是，X平台已正式推出Xpaids账户，这标志着其进军金融领域的重要一步。马斯克致力于这项事业的进一步证据是在美国多个州获得货币运营许可证。据报道，X 正准备推出点对点支付，马斯克暗示，这些支付将在 2024 年中期向公众开放。 DOGE 价格的上涨恰逢 Xpaids 社交媒体页面更新的发布，这引发了一波关于狗狗币和 X 之间潜在整合或合作的猜测。然而，狗狗币代表和埃隆·马斯克本人都没有对此发表评论还没有考虑到。

Max Keiser expects XRP to crash to $0.01

Max Keizer 预计 XRP 将跌至 0.01 美元

In a recent X post, Max Keiser, prominent Bitcoin supporter, took a jab at XRP, the fifth largest crypto by market cap, predicting that the asset will soon see a massive price drop. Keiser called XRP “centralized garbage” and stated that it is “going to $0.01.” This is not the first attack on the Ripple-affiliated token made by Keiser. In summer 2023, Keiser commented on an X post by John Deaton devoted to Bitcoin maximalists, and the SEC and claimed that XRP is too centralized, and the SEC's lawsuit against Ripple was a proof of that. Bitcoin, on the contrary, per Keiser, was completely and “uniquely” out of regulators’ reach. Other cryptocurrencies, such as ADA and SOL, could not escape Keiser's criticism either; the Bitcoin evangelist often slams these assets in his X posts, calling them securities and founders of Cardano and Solana - scammers. As for XRP, it is currently changing hands at $0.5255, down by almost 5% over the past 24 hours, per CoinMarketCap.

在最近的 X 帖子中，著名的比特币支持者 Max Keiser 猛烈抨击了市值第五大加密货币 XRP，预测该资产的价格很快就会大幅下跌。 Keizer 称 XRP 为“中心化垃圾”，并表示其“将跌至 0.01 美元”。这并不是 Keiser 第一次对 Ripple 附属代币发起攻击。 2023 年夏天，Keizer 评论了 John Deaton 专门针对比特币最大化主义者和 SEC 的 X 帖子，声称 XRP 过于中心化，SEC 对 Ripple 的诉讼就是证明。相反，根据凯泽的说法，比特币完全且“独特”地超出了监管机构的管辖范围。其他加密货币，例如 ADA 和 SOL，也未能逃脱 Keiser 的批评；这位比特币布道者经常在他的 X 帖子中抨击这些资产，称它们为证券，称它们为 Cardano 和 Solana 的创始人——骗子。根据 CoinMarketCap 的数据，XRP 目前的换手价格为 0.5255 美元，在过去 24 小时内下跌了近 5%。