Small Towns Embrace Crypto Trading in India

印度小鎮擁抱加密貨幣交易

Despite strict taxation policies, small towns and cities in India are emerging as active hubs for cryptocurrency (crypto) trading and investments, according to recent media reports.

根據最近的媒體報道，儘管稅收政策嚴格，但印度的小城鎮和城市正在成為活躍的加密貨幣交易和投資中心。

Growing Crypto Adoption

加密貨幣的採用率不斷提高

The influx of crypto investors from Tier 2 and Tier 3 cities in India indicates a positive shift in the country's attitude towards crypto. Cities like Botad, Barbaka, Jalandhar, Patna, and Guwahati are witnessing a surge in crypto enthusiasts investing in Bitcoin and memecoins.

來自印度二線和三線城市的加密貨幣投資者的湧入表明該國對加密貨幣的態度發生了積極轉變。博塔德、巴巴卡、賈朗達爾、巴特那和古瓦哈提等城市見證了投資比特幣和迷因幣的加密貨幣愛好者激增。

Influence of Taxation

稅收的影響

Despite India's non-recognition of cryptocurrencies and a 30% tax on capital gains plus a 1% Tax Deducted at Source (TDS) on crypto trades, local investors are betting big on meme coins, accounting for 13% of crypto investments. Dogecoin and SHIB are among the most popular coins traded.

儘管印度不承認加密貨幣，並對加密貨幣交易徵收30% 的資本利得稅和1% 的源頭扣除稅(TDS)，但當地投資者在meme 幣上押注很大，佔加密貨幣投資的13% 。狗狗幣和 SHIB 是最受歡迎的交易幣種。

Age Demographics

年齡人口統計

Individuals under 35 years of age in India are drawn to crypto investments more than any other age group. The unique appeal of cryptocurrencies has captivated the imagination of businesses and individuals alike.

印度 35 歲以下的個人比其他任何年齡層的人都更容易被加密貨幣投資所吸引。加密貨幣的獨特吸引力吸引了企業和個人的想像。

Regulatory Framework

監理框架

India's crypto regulatory landscape has evolved over the years. In 2021, the government proposed the Cryptocurrency and Regulation of Official Digital Currency Bill. In 2022, a tax was introduced on crypto transactions to curb speculative trading. The Prevention of Money Laundering Act (PMLA) was extended to cover Virtual Digital Assets (VDAs) in March 2023.

印度的加密貨幣監管環境多年來不斷發展。 2021年，政府提出了《加密貨幣和官方數位貨幣監管法案》。 2022 年，對加密貨幣交易徵稅，以遏制投機交易。 2023 年 3 月，《防止洗錢法》(PMLA) 的適用範圍擴大到了虛擬數位資產 (VDA)。

In 2024, the Securities and Exchange Board of India (SEBI) suggested a multi-regulator framework for crypto activities. While Bitcoin and Ethereum are legal in India, they are not considered legal tender. Despite the lack of specific regulatory guidelines, crypto trading and holdings remain legal in India.

2024 年，印度證券交易委員會 (SEBI) 建議為加密貨幣活動建立多重監管框架。雖然比特幣和以太坊在印度是合法的，但它們不被視為法定貨幣。儘管缺乏具體的監管指南，加密貨幣交易和持有在印度仍然合法。

Challenges and Opportunities

挑戰與機遇

Notwithstanding India's high taxes on crypto transactions, young investors continue to express interest in crypto investments. The 30% tax on crypto trades and a 1% TDS on transactions exceeding Rs. 50,000 pose challenges. However, the Indian government is actively addressing concerns and risks within the crypto space.

儘管印度對加密貨幣交易徵收高額稅收，但年輕投資者仍然對加密貨幣投資表現出興趣。對加密貨幣交易徵收 30% 的稅，對超過盧比的交易徵收 1% 的 TDS 稅。 50,000 人構成挑戰。然而，印度政府正在積極解決加密貨幣領域的擔憂和風險。