Small Towns Embrace Crypto Trading in India

印度小镇拥抱加密货币交易

Despite strict taxation policies, small towns and cities in India are emerging as active hubs for cryptocurrency (crypto) trading and investments, according to recent media reports.

据最近的媒体报道，尽管税收政策严格，但印度的小城镇和城市正在成为活跃的加密货币交易和投资中心。

Growing Crypto Adoption

加密货币的采用率不断提高

The influx of crypto investors from Tier 2 and Tier 3 cities in India indicates a positive shift in the country's attitude towards crypto. Cities like Botad, Barbaka, Jalandhar, Patna, and Guwahati are witnessing a surge in crypto enthusiasts investing in Bitcoin and memecoins.

来自印度二线和三线城市的加密货币投资者的涌入表明该国对加密货币的态度发生了积极转变。博塔德、巴巴卡、贾朗达尔、巴特那和古瓦哈提等城市见证了投资比特币和模因币的加密货币爱好者激增。

Influence of Taxation

税收的影响

Despite India's non-recognition of cryptocurrencies and a 30% tax on capital gains plus a 1% Tax Deducted at Source (TDS) on crypto trades, local investors are betting big on meme coins, accounting for 13% of crypto investments. Dogecoin and SHIB are among the most popular coins traded.

尽管印度不承认加密货币，并对加密货币交易征收 30% 的资本利得税和 1% 的源头扣除税 (TDS)，但当地投资者在 meme 币上押注很大，占加密货币投资的 13%。狗狗币和 SHIB 是最受欢迎的交易币种。

Age Demographics

年龄人口统计

Individuals under 35 years of age in India are drawn to crypto investments more than any other age group. The unique appeal of cryptocurrencies has captivated the imagination of businesses and individuals alike.

印度 35 岁以下的个人比其他任何年龄段的人都更容易被加密货币投资所吸引。加密货币的独特吸引力吸引了企业和个人的想象力。

Regulatory Framework

监管框架

India's crypto regulatory landscape has evolved over the years. In 2021, the government proposed the Cryptocurrency and Regulation of Official Digital Currency Bill. In 2022, a tax was introduced on crypto transactions to curb speculative trading. The Prevention of Money Laundering Act (PMLA) was extended to cover Virtual Digital Assets (VDAs) in March 2023.

印度的加密货币监管环境多年来不断发展。 2021年，政府提出了《加密货币和官方数字货币监管法案》。 2022 年，对加密货币交易征税，以遏制投机交易。 2023 年 3 月，《防止洗钱法》(PMLA) 的适用范围扩大到了虚拟数字资产 (VDA)。

In 2024, the Securities and Exchange Board of India (SEBI) suggested a multi-regulator framework for crypto activities. While Bitcoin and Ethereum are legal in India, they are not considered legal tender. Despite the lack of specific regulatory guidelines, crypto trading and holdings remain legal in India.

2024 年，印度证券交易委员会 (SEBI) 建议为加密货币活动建立多监管框架。虽然比特币和以太坊在印度是合法的，但它们不被视为法定货币。尽管缺乏具体的监管指南，加密货币交易和持有在印度仍然合法。

Challenges and Opportunities

挑战与机遇

Notwithstanding India's high taxes on crypto transactions, young investors continue to express interest in crypto investments. The 30% tax on crypto trades and a 1% TDS on transactions exceeding Rs. 50,000 pose challenges. However, the Indian government is actively addressing concerns and risks within the crypto space.

尽管印度对加密货币交易征收高额税收，但年轻投资者仍然对加密货币投资表现出兴趣。对加密货币交易征收 30% 的税，对超过卢比的交易征收 1% 的 TDS 税。 50,000 人构成挑战。然而，印度政府正在积极解决加密货币领域的担忧和风险。