UK's Crypto Legislation Projected for 2026: Insights from FCA Roadmap and Survey

英國預計 2026 年加密貨幣立法：FCA 路線圖和調查的見解

Regulatory Updates

監管更新

Despite initial expectations, the UK Labour government has prioritized innovation and deferred stablecoin-specific regulations. All cryptocurrency regulations will be implemented in a single phase, according to Treasury Secretary Tulip Siddiq.

儘管最初有預期，英國工黨政府還是優先考慮創新並推遲了對穩定幣的監管。財政部長 Tulip Siddiq 表示，所有加密貨幣法規都將在一個階段內實施。

FCA Roadmap

FCA 路線圖

The Financial Conduct Authority (FCA) has outlined its roadmap for consultations, anticipating legislation by 2026. Consultations will be divided into four phases, with initial discussion papers released this quarter on topics such as market abuse.

金融行為監理局 (FCA) 概述了磋商路線圖，預計到 2026 年立法。

Decentralized Issuer Transparency

去中心化發行人透明度

The FCA highlights challenges in obtaining data from decentralized issuers. One proposed solution involves crypto exchanges providing information based on public data. This approach aims to encourage decentralized projects to provide accessible data, as they seek exchange listings and exchanges strive to minimize workload.

FCA 強調了從去中心化發行人獲取數據的挑戰。提出的解決方案涉及基於公共數據提供資訊的加密貨幣交易所。這種方法旨在鼓勵去中心化專案提供可存取的數據，因為它們尋求交易所上市，而交易所則努力最大程度地減少工作量。

Investor Research Preferences

投資者研究偏好

Despite FCA's plan, their survey indicates that exchanges rank fourth among investors' research sources. Online forums, friends and family, and social media are more popular.

儘管 FCA 有這樣的計劃，但他們的調查顯示，交易所在投資者的研究來源中排名第四。線上論壇、朋友和家人以及社交媒體更受歡迎。

Additional Consultation Topics

其他諮詢主題

Remaining consultation papers will cover:

其餘諮詢文件將涵蓋：

• Trading platforms, intermediation, staking
• Stablecoins, custody, risk management
• Conduct standards for regulated activities

Rising Crypto Ownership

交易平台、中介、質押穩定幣、託管、風險管理受監管活動的行為標準不斷上升的加密貨幣所有權

A YouGov survey indicates an increase in UK crypto ownership, with 12% holding cryptocurrency in 2023 up from 10% in 2022. The average investment value has also risen.

YouGov 的一項調查顯示，英國加密貨幣持有量增加，持有加密貨幣的人從 2022 年的 10% 上升到 2023 年的 12%。

Impact of Advertising

廣告的影響

Advertising has mixed effects. While 60% report no influence, some have been prompted to invest or discouraged from it.

廣告的效果好壞參半。雖然 60% 的人表示沒有影響，但有些人已被鼓勵投資或被勸阻。

Crypto Awareness

加密意識

Awareness of cryptocurrency has grown, with Bitcoin leading at 78%. Ethereum, Dogecoin, and other altcoins also show increased recognition.

人們對加密貨幣的認識不斷增強，其中比特幣的認知度領先 78%。以太坊、狗狗幣和其他山寨幣的認可度也有所提高。

Unregulated Landscape

不受管制的景觀

Currently, crypto remains largely unregulated in the UK, and high-risk. Investors should be prepared for potential losses. The FCA emphasizes the need for clear regulations to foster a safe and competitive crypto sector.

目前，加密貨幣在英國基本上不受監管，而且風險很高。投資者應做好潛在損失的準備。 FCA 強調需要製定明確的法規來培養安全且具競爭力的加密產業。