UK's Crypto Legislation Projected for 2026: Insights from FCA Roadmap and Survey

英国预计 2026 年加密货币立法：FCA 路线图和调查的见解

Regulatory Updates

监管更新

Despite initial expectations, the UK Labour government has prioritized innovation and deferred stablecoin-specific regulations. All cryptocurrency regulations will be implemented in a single phase, according to Treasury Secretary Tulip Siddiq.

尽管最初有预期，英国工党政府还是优先考虑创新并推迟了针对稳定币的监管。财政部长 Tulip Siddiq 表示，所有加密货币法规都将在一个阶段内实施。

FCA Roadmap

FCA 路线图

The Financial Conduct Authority (FCA) has outlined its roadmap for consultations, anticipating legislation by 2026. Consultations will be divided into four phases, with initial discussion papers released this quarter on topics such as market abuse.

金融行为监管局 (FCA) 概述了磋商路线图，预计到 2026 年立法。磋商将分为四个阶段，本季度将发布有关市场滥用等主题的初步讨论文件。

Decentralized Issuer Transparency

去中心化发行人透明度

The FCA highlights challenges in obtaining data from decentralized issuers. One proposed solution involves crypto exchanges providing information based on public data. This approach aims to encourage decentralized projects to provide accessible data, as they seek exchange listings and exchanges strive to minimize workload.

FCA 强调了从去中心化发行人获取数据的挑战。提出的一种解决方案涉及基于公共数据提供信息的加密货币交易所。这种方法旨在鼓励去中心化项目提供可访问的数据，因为它们寻求交易所上市，而交易所则努力最大程度地减少工作量。

Investor Research Preferences

投资者研究偏好

Despite FCA's plan, their survey indicates that exchanges rank fourth among investors' research sources. Online forums, friends and family, and social media are more popular.

尽管 FCA 有这样的计划，但他们的调查显示，交易所在投资者的研究来源中排名第四。在线论坛、朋友和家人以及社交媒体更受欢迎。

Additional Consultation Topics

其他咨询主题

Remaining consultation papers will cover:

其余咨询文件将涵盖：

• Trading platforms, intermediation, staking
• Stablecoins, custody, risk management
• Conduct standards for regulated activities

Rising Crypto Ownership

交易平台、中介、质押稳定币、托管、风险管理受监管活动的行为标准不断上升的加密货币所有权

A YouGov survey indicates an increase in UK crypto ownership, with 12% holding cryptocurrency in 2023 up from 10% in 2022. The average investment value has also risen.

YouGov 的一项调查显示，英国加密货币持有量有所增加，持有加密货币的人从 2022 年的 10% 上升到 2023 年的 12%。平均投资价值也有所上升。

Impact of Advertising

广告的影响

Advertising has mixed effects. While 60% report no influence, some have been prompted to invest or discouraged from it.

广告的效果好坏参半。虽然 60% 的人表示没有影响，但有些人已被鼓励投资或被劝阻。

Crypto Awareness

加密意识

Awareness of cryptocurrency has grown, with Bitcoin leading at 78%. Ethereum, Dogecoin, and other altcoins also show increased recognition.

人们对加密货币的认识不断增强，其中比特币的认知度领先 78%。以太坊、狗狗币和其他山寨币的认可度也有所提高。

Unregulated Landscape

不受管制的景观

Currently, crypto remains largely unregulated in the UK, and high-risk. Investors should be prepared for potential losses. The FCA emphasizes the need for clear regulations to foster a safe and competitive crypto sector.

目前，加密货币在英国基本上不受监管，而且风险很高。投资者应做好潜在损失的准备。 FCA 强调需要制定明确的法规来培育安全且具有竞争力的加密行业。