The UK Prepares for Comprehensive Crypto Regulations by 2026

英國準備在 2026 年制定全面的加密貨幣法規

The UK government, led by Prime Minister Keir Starmer, is setting its sights on finalizing regulations for the cryptocurrency industry by 2026. The Financial Conduct Authority (FCA) has announced that discussions and consultations will commence this quarter, covering various aspects such as market abuse, trading platforms, lending, and stablecoins.

由首相 Keir Starmer 領導的英國政府計劃在 2026 年之前敲定加密貨幣行業的法規。幣。

Consultation Roadmap and Legislative Timeline

諮詢路線圖和立法時間表

The FCA has published a roadmap outlining the consultation process, with legislation expected to come into force in late 2026. The financial regulator has also released the results of a recent survey on cryptocurrency.

FCA 發布了概述諮詢流程的路線圖，立法預計將於 2026 年底生效。

FCA's Focus and Consultation Breakdown

FCA 的重點與諮詢細目

Matthew Long, the FCA's director of payments and digital assets, emphasized the importance of learning from global regulatory practices. Consultations have been divided into four groups, with the upcoming quarter focusing on admission, disclosures, and market abuse.

FCA 支付和數位資產主管 Matthew Long 強調了學習全球監管實踐的重要性。磋商分為四組，下一季的重點是准入、揭露和市場濫用。

The FCA has highlighted the challenge of disclosure requirements for decentralized issuers. Crypto exchanges may be required to provide information to customers based on publicly available data.

FCA 強調了去中心化發行人揭露要求所面臨的挑戰。加密貨幣交易所可能需要根據公開資料向客戶提供資訊。

Crypto Ownership and Awareness in the UK

英國的加密貨幣所有權和意識

According to a YouGov survey, 12% of UK adults now own cryptocurrency, a rise from 10% in 2022. The average value of crypto holdings has also increased. Notably, about a third of respondents believe they could lodge complaints with the FCA regarding crypto issues.

根據 YouGov 的一項調查，目前 12% 的英國成年人擁有加密貨幣，這一比例較 2022 年的 10% 有所上升。值得注意的是，約有三分之一的受訪者認為他們可以就加密問題向 FCA 提出投訴。

Impact of Advertising and Crypto Awareness

廣告和加密意識的影響

Advertising appears to have a limited impact on purchasing decisions. While 60% of those exposed to crypto ads reported being unaffected, only 2% who were not previously considering a purchase made one after seeing an ad. Among those already contemplating crypto, 10% made a purchase, while 9% were deterred by advertising.

廣告似乎對購買決策的影響有限。雖然接觸過加密貨幣廣告的人中有 60% 的人表示沒有受到影響，但只有 2% 之前沒有考慮購買的人在看到廣告後進行了購買。在那些已經考慮加密貨幣的人中，10% 的人進行了購買，而 9% 的人則因廣告而望而卻步。

Bitcoin remains the most recognized cryptocurrency, known to 78% of UK respondents. Ethereum and Dogecoin follow with 31% and 30% recognition, respectively.

比特幣仍然是最受認可的加密貨幣，78% 的英國受訪者都知道比特幣。以太坊和狗狗幣緊隨其後，認可度分別為 31% 和 30%。

UK's Position in the Global Regulatory Landscape

英國在全球監管格局中的地位

The UK aims to keep pace with financial centers like Hong Kong, Singapore, and the United Arab Emirates, which have already implemented crypto regulations. The European Union's comprehensive framework will also take effect later this year. With the recent reelection of crypto advocate Donald Trump in the United States, there is added pressure on the Starmer administration to expedite its efforts.

英國的目標是與香港、新加坡和阿拉伯聯合大公國等金融中心保持同步，這些國家已經實施了加密貨幣法規。歐盟的綜合框架也將於今年稍後生效。隨著加密貨幣倡導者唐納德·川普最近在美國再次當選，史塔默政府面臨著加快努力的更大壓力。