The UK Prepares for Comprehensive Crypto Regulations by 2026

英国准备在 2026 年制定全面的加密货币法规

The UK government, led by Prime Minister Keir Starmer, is setting its sights on finalizing regulations for the cryptocurrency industry by 2026. The Financial Conduct Authority (FCA) has announced that discussions and consultations will commence this quarter, covering various aspects such as market abuse, trading platforms, lending, and stablecoins.

由首相 Keir Starmer 领导的英国政府计划在 2026 年之前敲定加密货币行业的法规。金融行为监管局 (FCA) 宣布将于本季度开始讨论和磋商，涵盖市场滥用等各个方面、交易平台、借贷和稳定币。

Consultation Roadmap and Legislative Timeline

咨询路线图和立法时间表

The FCA has published a roadmap outlining the consultation process, with legislation expected to come into force in late 2026. The financial regulator has also released the results of a recent survey on cryptocurrency.

FCA 发布了概述咨询流程的路线图，立法预计将于 2026 年底生效。金融监管机构还发布了最近一项有关加密货币的调查结果。

FCA's Focus and Consultation Breakdown

FCA 的重点和咨询细目

Matthew Long, the FCA's director of payments and digital assets, emphasized the importance of learning from global regulatory practices. Consultations have been divided into four groups, with the upcoming quarter focusing on admission, disclosures, and market abuse.

FCA 支付和数字资产主管 Matthew Long 强调了学习全球监管实践的重要性。磋商分为四组，下一季度的重点是准入、披露和市场滥用。

The FCA has highlighted the challenge of disclosure requirements for decentralized issuers. Crypto exchanges may be required to provide information to customers based on publicly available data.

FCA 强调了去中心化发行人披露要求所面临的挑战。加密货币交易所可能需要根据公开数据向客户提供信息。

Crypto Ownership and Awareness in the UK

英国的加密货币所有权和意识

According to a YouGov survey, 12% of UK adults now own cryptocurrency, a rise from 10% in 2022. The average value of crypto holdings has also increased. Notably, about a third of respondents believe they could lodge complaints with the FCA regarding crypto issues.

根据 YouGov 的一项调查，目前 12% 的英国成年人拥有加密货币，这一比例较 2022 年的 10% 有所上升。持有加密货币的平均价值也有所增加。值得注意的是，约三分之一的受访者认为他们可以就加密问题向 FCA 提出投诉。

Impact of Advertising and Crypto Awareness

广告和加密意识的影响

Advertising appears to have a limited impact on purchasing decisions. While 60% of those exposed to crypto ads reported being unaffected, only 2% who were not previously considering a purchase made one after seeing an ad. Among those already contemplating crypto, 10% made a purchase, while 9% were deterred by advertising.

广告似乎对购买决策的影响有限。虽然接触过加密货币广告的人中有 60% 的人表示没有受到影响，但只有 2% 之前没有考虑购买的人在看到广告后进行了购买。在那些已经考虑加密货币的人中，10% 的人进行了购买，而 9% 的人则因广告而望而却步。

Bitcoin remains the most recognized cryptocurrency, known to 78% of UK respondents. Ethereum and Dogecoin follow with 31% and 30% recognition, respectively.

比特币仍然是最受认可的加密货币，78% 的英国受访者都知道比特币。以太坊和狗狗币紧随其后，认可度分别为 31% 和 30%。

UK's Position in the Global Regulatory Landscape

英国在全球监管格局中的地位

The UK aims to keep pace with financial centers like Hong Kong, Singapore, and the United Arab Emirates, which have already implemented crypto regulations. The European Union's comprehensive framework will also take effect later this year. With the recent reelection of crypto advocate Donald Trump in the United States, there is added pressure on the Starmer administration to expedite its efforts.

英国的目标是与香港、新加坡和阿拉伯联合酋长国等金融中心保持同步，这些国家已经实施了加密货币法规。欧盟的综合框架也将于今年晚些时候生效。随着加密货币倡导者唐纳德·特朗普最近在美国再次当选，斯塔默政府面临着加快努力的更大压力。