• Users cannot withdraw USD without first converting it to stablecoins or another digital asset.

用户必须先将其转换为稳定币或其他数字资产，才能提取美元。

• Binance US notified users of the update via email and provided detailed instructions.

币安美国通过电子邮件向用户通知了更新并提供了详细说明。

Binance US has implemented fundamental changes to its financial activities in the USA. The exchange is no longer allowing users to make direct withdrawals in US dollars as of this week.

币安美国对其在美国的金融活动进行了根本性改变。从本周起，该交易所不再允许用户直接以美元提款。

As stated in their revised terms of service, they will no longer let users withdraw USD without first converting it to stablecoins or another digital asset. Importantly, unlike conventional financial guarantees, US currency deposits are no longer covered by the Federal Deposit Insurance Corporation (FDIC).

正如修改后的服务条款中所述，他们将不再允许用户在未先将美元转换为稳定币或其他数字资产的情况下提取美元。重要的是，与传统的金融担保不同，美国货币存款不再由联邦存款保险公司（FDIC）承保。

Regulatory Concerns

监管问题

The decision comes after months of increased scrutiny from US authorities, which has presented the corporation with significant operating obstacles. Binance US has been the target of several lawsuits over its financial dealings, prompting a review of its offerings. As a result, dollar deposits were frozen this summer, a prelude to the present withdrawal restriction.

这一决定是在美国当局加强审查数月后做出的，这给该公司带来了重大的运营障碍。币安美国因其金融交易而成为多起诉讼的目标，促使对其产品进行审查。结果，今年夏天美元存款被冻结，这是目前取款限制的前奏。

Customers will have to adjust how they get at their funds because of the alterations. There will be no option for cashing out in US currency. To withdraw dollars, users must first convert their funds to another digital asset or stablecoin. Binance US notified users of the update via email and provided detailed instructions for the new procedure.

由于这些变化，客户将不得不调整他们获取资金的方式。无法选择以美元兑现。要提取美元，用户必须首先将其资金转换为另一种数字资产或稳定币。币安美国通过电子邮件向用户通报了这一更新，并提供了新程序的详细说明。

The company’s problems, however, extend beyond only regulatory ones. After the SEC took strong action, banking partners were hesitant to maintain ties. This fallout, initiated by a June SEC complaint, highlights the difficult climate in which crypto exchanges like Binance US operate.

然而，该公司的问题不仅仅限于监管问题。在美国证券交易委员会采取强硬行动后，银行合作伙伴对于维持联系犹豫不决。这一由美国证券交易委员会 (SEC) 6 月投诉引发的后果凸显了币安美国等加密货币交易所运营的艰难环境。

Binance’s problems aren’t exclusive to the United States. The firm is no longer accepting new UK customers. This decision came quickly after its UK promotional partner, Rebuilding Society, was hit with new regulations from the Financial Conduct Authority (FCA). 

币安的问题并非美国独有。该公司不再接受新的英国客户。这一决定是在其英国推广合作伙伴重建协会受到金融行为监管局 (FCA) 新法规的打击后做出的。

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