Before you reading, Don't miss coins like PEPE again! Click here to find new PEPEs!

在阅读之前，不要再错过像PEPE这样的币了！单击此处查找新的 PEPE！

The Zacks Savings and Loan industry is facing challenges due to the deteriorating commercial real estate market and high interest rates.

由于商业房地产市场恶化和高利率，Zacks 储蓄和贷款行业面临挑战。

Companies like WSFS Financial Corporation, Provident Financial Services, and Riverview Bancorp are expected to weather the storm due to their attractive business models and strong relationship banking.

WSFS Financial Corporation、Provident Financial Services 和 Riverview Bancorp 等公司因其有吸引力的商业模式和强大的银行业务关系而预计将渡过难关。

The industry is also witnessing trends like slowing loan demand, weakening asset quality, and digital ramp-ups.

该行业还见证了贷款需求放缓、资产质量下降和数字化增长等趋势。

This article provides an in-depth analysis of the current state of the Zacks Savings and Loan industry, highlighting key trends and companies to watch.

本文深入分析了 Zacks 储蓄和贷款行业的现状，重点介绍了值得关注的主要趋势和公司。

Industry Overview and Key Trends

行业概况和主要趋势

The Zacks Savings and Loan industry comprises specialized U.S. banks that focus on extending residential mortgage finance. These institutions fund mortgages with savings insured by the Federal Deposit Insurance Corporation (“FDIC”). They offer high interest rates on savings to attract deposits, enhancing their ability to lend mortgages. However, the industry is currently grappling with a few key trends.

Zacks 储蓄和贷款行业由专注于扩大住宅抵押贷款融资的专业美国银行组成。这些机构用联邦存款保险公司（“FDIC”）承保的储蓄为抵押贷款提供资金。他们提供高储蓄利率以吸引存款，从而增强他们发放抵押贷款的能力。然而，该行业目前正在努力应对一些关键趋势。

Slowing Loan Demand

贷款需求放缓

The central bank’s aggressive monetary policy of last year has lowered the demand for loans due to fears of an economic downturn. High interest rates are keeping borrowers on the sidelines, resulting in a subdued lending backdrop.

由于担心经济衰退，央行去年采取的激进货币政策降低了贷款需求。高利率使借款人保持观望，导致贷款环境低迷。

Weakening Asset Quality

资产质量恶化

... Read the full article for FREE at COINOTAG!

...在 COINOTAG 免费阅读全文！