Mastercard and J.P. Morgan Enhance Cross-Border Business Payments Efficiency

萬事達卡與摩根大通提升跨國業務支付效率

Mastercard's Multi-Token Network has partnered with J.P. Morgan's Kinexys Digital Payments to streamline cross-border business-to-business transactions.

萬事達卡的多代幣網路與摩根大通的 Kinexys Digital Payments 合作，簡化跨國企業對企業交易。

This collaboration provides mutual customers with a single application programming interface (API) for seamless settlement. The integration combines Mastercard's blockchain-powered MTN platform with Kinexys, J.P. Morgan's payment rail for real-time, multicurrency transactions.

此次合作為共同客戶提供了單一應用程式介面 (API)，以實現無縫結算。此次整合將萬事達卡基於區塊鏈的 MTN 平台與摩根大通用於即時多貨幣交易的支付通道 Kinexys 結合。

Kinexys leverages blockchain technology for direct, near-instant transfers between commercial bank accounts. This partnership addresses challenges in cross-border payments, such as delays, time zone discrepancies, and limited transparency.

Kinexys 利用區塊鏈技術在商業銀行帳戶之間進行直接、近乎即時的轉帳。這種夥伴關係解決了跨境支付的挑戰，例如延遲、時區差異和透明度有限。

Mastercard's Multi-Token Network

萬事達卡的多令牌網絡

Mastercard's MTN allows businesses to create innovative financial solutions. Through the integration with Kinexys, companies can automate payment processes, optimize liquidity, and reduce operational costs.

萬事達卡的 MTN 允許企業創建創新的財務解決方案。透過與 Kinexys 集成，公司可以實現支付流程自動化、優化流動性並降低營運成本。

Benefits for Businesses

對企業的好處

For companies with frequent international transactions, the ability to settle payments 24/7, including on banking holidays, offers a competitive edge.

對於國際交易頻繁的公司來說，能夠 24/7（包括銀行假日）結算付款具有競爭優勢。

Executives emphasized the partnership's potential to transform digital commerce. Naveen Mallela, Co-Head of Kinexys, said the collaboration "marks a pivotal moment in integrating traditional bank payment rails with digital marketplaces."

高層強調了此次合作夥伴關係改變數位商務的潛力。 Kinexys 聯合主管 Naveen Mallela 表示，此次合作「標誌著傳統銀行支付軌道與數位市場整合的關鍵時刻」。

This partnership reflects the increasing adoption of blockchain technology by financial institutions to modernize payment systems and provide faster, more cost-effective solutions for businesses.

此次合作反映出金融機構越來越多地採用區塊鏈技術來實現支付系統現代化，並為企業提供更快、更具成本效益的解決方案。