Mastercard and J.P. Morgan Enhance Cross-Border Business Payments Efficiency

万事达卡与摩根大通提升跨境业务支付效率

Mastercard's Multi-Token Network has partnered with J.P. Morgan's Kinexys Digital Payments to streamline cross-border business-to-business transactions.

万事达卡的多令牌网络与摩根大通的 Kinexys Digital Payments 合作，简化跨境企业对企业交易。

This collaboration provides mutual customers with a single application programming interface (API) for seamless settlement. The integration combines Mastercard's blockchain-powered MTN platform with Kinexys, J.P. Morgan's payment rail for real-time, multicurrency transactions.

此次合作为共同客户提供了单一应用程序编程接口 (API)，以实现无缝结算。此次集成将万事达卡基于区块链的 MTN 平台与摩根大通用于实时多货币交易的支付通道 Kinexys 相结合。

Kinexys leverages blockchain technology for direct, near-instant transfers between commercial bank accounts. This partnership addresses challenges in cross-border payments, such as delays, time zone discrepancies, and limited transparency.

Kinexys 利用区块链技术在商业银行账户之间进行直接、近乎即时的转账。这种伙伴关系解决了跨境支付中的挑战，例如延迟、时区差异和透明度有限。

Mastercard's Multi-Token Network

万事达卡的多令牌网络

Mastercard's MTN allows businesses to create innovative financial solutions. Through the integration with Kinexys, companies can automate payment processes, optimize liquidity, and reduce operational costs.

万事达卡的 MTN 允许企业创建创新的金融解决方案。通过与 Kinexys 集成，公司可以实现支付流程自动化、优化流动性并降低运营成本。

Benefits for Businesses

对企业的好处

For companies with frequent international transactions, the ability to settle payments 24/7, including on banking holidays, offers a competitive edge.

对于国际交易频繁的公司来说，能够 24/7（包括银行假日）结算付款具有竞争优势。

Executives emphasized the partnership's potential to transform digital commerce. Naveen Mallela, Co-Head of Kinexys, said the collaboration "marks a pivotal moment in integrating traditional bank payment rails with digital marketplaces."

高管们强调了此次合作伙伴关系改变数字商务的潜力。 Kinexys 联席主管 Naveen Mallela 表示，此次合作“标志着传统银行支付轨道与数字市场整合的关键时刻”。

This partnership reflects the increasing adoption of blockchain technology by financial institutions to modernize payment systems and provide faster, more cost-effective solutions for businesses.

此次合作反映出金融机构越来越多地采用区块链技术来实现支付系统现代化，并为企业提供更快、更具成本效益的解决方案。