U.Today presents the top three news stories over the past day. Take a closer look at the world of crypto!

U.Today 呈現過去一天的三大新聞報導。近距離觀察加密世界！

SHIB, XRP payments now available for HSBC bank users via this partnership

透過此次合作，匯豐銀行用戶現在可以使用 SHIB 和 XRP 付款

Per a recent announcement posted on X platform by blockchain payments system FCF Pay, HSBC users can now pay their mortgage bills and loans with crypto through FCF Pay. Among the digital assets available for payments are Shiba Inu, XRP, Bitcoin, Ethereum, Binance Coin, Dogecoin and several others. The news is a major development for cryptocurrencies, as HSBC is one of the world's top banking and financial services firms and serves millions of customers around the globe. Earlier this month, FCF launched a Crypto Bills service, allowing customers to pay mortgages, car payments and subscriptions with USDT, BTC, ETH and SHIB.

根據區塊鏈支付系統 FCF Pay 最近在 X 平台上發布的公告，匯豐銀行用戶現在可以透過 FCF Pay 使用加密貨幣支付抵押貸款帳單和貸款。可用於支付的數位資產包括 Shiba Inu、XRP、比特幣、以太坊、幣安幣、狗狗幣等。這項消息是加密貨幣的重大發展，因為匯豐銀行是世界頂級銀行和金融服務公司之一，為全球數百萬客戶提供服務。本月早些時候，FCF 推出了加密帳單服務，允許客戶使用 USDT、BTC、ETH 和 SHIB 支付抵押貸款、汽車付款和訂閱。

Binance meets Mitsubishi's $3.3 trillion muscle in epic stablecoin launch

幣安與三菱重磅推出穩定幣 3.3 兆美元實力

According to a press release from Sept. 26, Binance Japan and Mitsubishi UFJ Trust and Banking Corporation (MUFG) joined forces to develop a new stablecoin pegged to the Japanese yen (JPY) and other global currencies. The initiative centers on the utilization of the Progmat Coin platform, which was created to facilitate the creation and management of stablecoins linked to the Japanese yen. Both companies have set an ambitious timeline, planning to start stablecoin operations by the end of 2024.

根據 9 月 26 日的新聞稿，幣安日本和三菱日聯信託銀行 (MUFG) 聯手開發一種與日圓 (JPY) 和其他全球貨幣掛鉤的新穩定幣。該計劃的重點是利用 Progmat Coin 平台，該平台的創建是為了促進與日元掛鉤的穩定幣的創建和管理。兩家公司都制定了雄心勃勃的時間表，計劃在 2024 年底前開始穩定幣業務。

XRP Ledger infrastructure set to receive monumental upgrade

XRP Ledger 基礎設施將迎來重大升級

As recently posted by Xumm, a major XRPL wallet, XRP Ledger is going to receive a monumental upgrade: a planned infrastructure overhaul. The anticipated outcome of this revamp is faster local node connections, real-time transaction information and an overall improved user experience. As part of this, the code and intellectual property of the new software to power the xrplcluster will be designed, written and subsequently donated to the XRPL Foundation. Also, the revamp will introduce a paradigm shift: instead of relying on third-party hosting sites where only a handful make a profit, the xrplcluster software will be rebuilt from scratch.

正如主要 XRPL 錢包 Xumm 最近發布的那樣，XRP Ledger 將進行一次重大升級：計劃中的基礎設施檢修。此次改造的預期成果是更快的本地節點連接、即時交易資訊和整體改善的用戶體驗。作為其中的一部分，為 xrplcluster 提供支援的新軟體的程式碼和智慧財產權將被設計、編寫並隨後捐贈給 XRPL 基金會。此外，此次改造將帶來典範轉移：xrplcluster 軟體將從頭開始重建，而不是依賴只有少數人獲利的第三方託管網站。