Swan Bitcoin 將終止使用加密貨幣混合服務的客戶帳戶

Swan co-founder Yan Pritzker said the firm is pro-privacy and doesn’t oppose customers’ use of such services, but to work, it has to follow FinCEN regulations.

Swan聯合創始人Yan Pritzker表示，該公司支持隱私，並不反對客戶使用此類服務，但為了工作，它必須遵守FinCEN的規定。

Bitcoin services platform Swan Bitcoin warned its customers that it would be forced to terminate accounts found interacting with crypto-mixing due to the regulatory obligations of its partner banks.

比特幣服務平台 Swan Bitcoin 警告其客戶，由於其合作夥伴銀行的監管義務，它將被迫終止被發現與加密貨幣混合互動的帳戶。

Customers were informed about the policy in a letter suggesting the changes are due to the United States Financial Crimes Enforcement Network (FinCEN) proposed rule establishing new responsibilities on firms processing transactions from mixing services.

客戶在一封信中獲悉了該政策，表明這些變化是由於美國金融犯罪執法網絡 (FinCEN) 提議的規則規定了透過混合服務處理交易的公司的新責任。

On Nov. 12, the co-founder of the firm, Yan Pritzker, took to X (formerly Twitter) to explain that although the firm is not against the use of privacy mixing tools and services, it has to adhere to the obligations of its partner banking institutions.

11 月 12 日，該公司聯合創始人 Yan Pritzker 在 X（前 Twitter）上解釋稱，雖然該公司並不反對使用隱私混合工具和服務，但必須遵守公司的義務。合作銀行機構。

Recently we announced that some of the banks and qualified custodians that Swan works with have been freezing or terminating accounts involved in mixing Bitcoin. Today I’d like to help the industry get perspective on what’s going on, and what steps we are taking to do the right…
最近我們宣布，與 Swan 合作的一些銀行和合格託管人已經凍結或終止參與混合比特幣的帳戶。今天，我想幫助業界了解正在發生的事情，以及我們正在採取哪些步驟來做正確的事情…

— Yan | swan.com (@skwp) November 11, 2023
— 嚴 | swan.com (@skwp) 2023 年 11 月 11 日

Pritzker said that the proposed FinCEN rule is poorly written and covers a huge amount of Bitcoin-related activities, such as using BTC addresses only once, mixing funds and prohibiting the use of any programmable transactions, such as on Lightning Network channels.

普利茨克表示，擬議的 FinCEN 規則寫得不好，涵蓋了大量與比特幣相關的活動，例如僅使用一次 BTC 地址、混合資金以及禁止使用任何可編程交易，例如在閃電網路通道上。

He added that mixing services are painted with a scary brush instead of what they are: a common way to break large amounts of Bitcoin into small ones with privacy in focus.

他補充說，混合服務是用可怕的畫筆描繪的，而不是它們本來的樣子：將大量比特幣分解成小塊的常見方法，並專注於隱私。

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Financial regulators in the U.S. have portrayed crypto-mixing services as a route for illicit activities and have sought to curb the services. Regulators have sanctioned such activities and have also prosecuted and jailed the creators of Tornado Cash. Pritzker added:

美國的金融監管機構將加密貨幣混合服務描述為非法活動的途徑，並試圖遏制這些服務。監管機構已經批准了此類活動，並起訴並監禁了 Tornado Cash 的創建者。普立茲克補充道：

“In fact, we have written and published privacy guides that encourage mixing and promoted companies like Wasabi and Samourai. We believe that mixing is normal, privacy is not a crime, and that using unmixed Bitcoin is similar to bringing your whole paycheck to the grocery store to pay for an apple.“

「事實上，我們已經編寫並發布了鼓勵混合和推廣像 Wasabi 和 Samourai 這樣的公司的隱私指南。我們相信混合是正常的，隱私不是犯罪，使用未混合的比特幣類似於將您的全部薪水帶到雜貨店購買蘋果。”

Pritzker stated that the current political climate has put a lot of fear into the banking sector, with most banks simply refusing to do business with anything in crypto. Thus, for them to continue their Bitcoin on-ramp services, their custody partner has to interact with banking services governed by FinCEN regulations.

普利茨克表示，當前的政治氣候為銀行業帶來了許多恐懼，大多數銀行乾脆拒絕與任何加密貨幣做生意。因此，為了讓他們繼續提供比特幣入口服務，他們的託管合作夥伴必須與受 FinCEN 法規管轄的銀行服務互動。

In its letter to customers, Swan Bitcoin also suggested ways such policies can be opposed and said educating the masses on Bitcoin is the first step toward that.

Swan Bitcoin 在致客戶的信中也提出了反對此類政策的方法，並表示對大眾進行比特幣教育是實現這一目標的第一步。

The post Swan Bitcoin To Terminate Customer Accounts That Use Crypto-Mixing Services appeared first on BitcoinWorld.

《天鵝比特幣終止使用加密貨幣混合服務的客戶帳戶》一文首先出現在 BitcoinWorld 上。