Lightspark's UMA Extend Facilitates Lightning Network Integration with Traditional Financial Systems

Lightspark 的 UMA Extend 促進閃電網路與傳統金融系統的集成

Lightspark, a financial services provider specializing in Bitcoin's Lightning Network (LN), has unveiled UMA Extend, a feature designed to enhance the integration of cryptocurrency with traditional financial systems in the United States. UMA Extend enables businesses to connect their operations directly to bank accounts, allowing for the instant receipt of LN payments that are settled in U.S. dollars.

Lightspark 是一家專注於比特幣閃電網路 (LN) 的金融服務供應商，推出了 UMA Extend，該功能旨在增強加密貨幣與美國傳統金融系統的整合。 UMA Extend 使企業能夠將其營運直接連接到銀行帳戶，從而可以立即收到以美元結算的 LN 付款。

Expanding Legacy Financial Systems with Lightning Network

使用閃電網路擴展傳統金融系統

Cryptocurrency companies are increasingly working to merge decentralized finance with traditional banking infrastructure. Lightspark, which focuses on delivering products based on the Lightning Network, has taken a significant step in this direction by launching UMA Extend. This new solution allows for the settlement of Lightning Network payments directly into U.S. bank accounts, thereby broadening the potential user base of LN technology.

加密貨幣公司越來越致力於將去中心化金融與傳統銀行基礎設施合併。 Lightspark 專注於提供基於閃電網路的產品，透過推出 UMA Extend，在這個方向上邁出了重要一步。這項新解決方案允許將閃電網路付款直接結算到美國銀行帳戶，從而擴大閃電網路技術的潛在用戶群。

Unified Money Addresses and Real-Time Settlements

統一貨幣地址和即時結算

The UMA Extend feature builds upon the Unified Money Addresses (UMA) protocol, which Lightspark introduced as an open-source project in October. This protocol enables users to have unique, email-like addresses for sending and receiving payments. The new feature, Extend, connects this protocol to what Lightspark describes as “eligible recipients.” Although the company did not specify the criteria for eligibility, it assured that the system is compatible with over 99% of U.S. banks that accept real-time payments.

UMA Extend 功能建立在統一貨幣地址 (UMA) 協議之上，Lightspark 於 10 月將其作為開源專案推出。該協定使用戶能夠擁有唯一的、類似電子郵件的地址來發送和接收付款。新功能 Extend 將此協定與 Lightspark 所描述的「合格接收者」連結起來。儘管該公司沒有具體說明資格標準，但它保證該系統與超過 99% 的接受即時支付的美國銀行相容。

Demonstrating the Capabilities of UMA Extend

展示 UMA Extend 的功能

David Marcus, the founder and CEO of Lightspark, demonstrated the functionality of UMA Extend on his X account (formerly Twitter). He showcased how payments can be sent and settled almost instantaneously, which could lead to broader adoption of the Lightning Network due to its always-on, low-fee structure. The demonstration highlights the potential for the LN network to become more widely accepted in the financial industry.

Lightspark 的創始人兼執行長 David Marcus 在他的 X 帳戶（以前的 Twitter）上演示了 UMA Extend 的功能。他展示瞭如何幾乎即時發送和結算付款，這可能會導致閃電網路因其始終在線、低費用的結構而得到更廣泛的採用。該演示凸顯了閃電網路在金融業中得到更廣泛接受的潛力。

Global Adoption and Vision for the Future

全球採用與未來願景

Lightspark's UMA protocol has already gained traction in 120 countries and is supported by notable names such as Coins.ph in the Philippines and Ripio in Latin America. The expansion of UMA through the new Extend feature aligns with Marcus’ broader vision for the future of the Lightning Network. Back in May, Marcus expressed his belief that LN could become the primary settlement network for global currencies. He predicted that any corporation needing to move money would eventually use LN and Bitcoin, either directly or indirectly.

Lightspark 的 UMA 協議已經在 120 個國家/地區獲得關注，並得到菲律賓的 Coins.ph 和拉丁美洲的 Ripio 等知名公司的支持。 UMA 透過新的擴展功能進行的擴展符合 Marcus 對閃電網路未來的更廣泛願景。早在 5 月份，Marcus 就表示相信 LN 可以成為全球貨幣的主要結算網絡。他預測，任何需要轉移資金的公司最終都會直接或間接使用閃電網路和比特幣。

Widespread Use Among Cryptocurrency Exchanges

加密貨幣交易所廣泛使用

In addition to the UMA Extend feature, Lightspark's services are already being utilized by major cryptocurrency exchanges like Coinbase, Bitso, and Nubank. These platforms have integrated Lightspark’s technology to offer LN support for both deposits and withdrawals, further embedding the Lightning Network into the broader financial ecosystem.

除了 UMA Extend 功能之外，Coinbase、Bitso 和 Nubank 等主要加密貨幣交易所也已使用 Lightspark 的服務。這些平台整合了Lightspark的技術，為存款和提款提供閃電網路支持，進一步將閃電網路嵌入到更廣泛的金融生態系統中。