Lightspark's UMA Extend Facilitates Lightning Network Integration with Traditional Financial Systems

Lightspark 的 UMA Extend 促进闪电网络与传统金融系统的集成

Lightspark, a financial services provider specializing in Bitcoin's Lightning Network (LN), has unveiled UMA Extend, a feature designed to enhance the integration of cryptocurrency with traditional financial systems in the United States. UMA Extend enables businesses to connect their operations directly to bank accounts, allowing for the instant receipt of LN payments that are settled in U.S. dollars.

Lightspark 是一家专注于比特币闪电网络 (LN) 的金融服务提供商，推出了 UMA Extend，该功能旨在增强加密货币与美国传统金融系统的集成。 UMA Extend 使企业能够将其运营直接连接到银行账户，从而可以立即收到以美元结算的 LN 付款。

Expanding Legacy Financial Systems with Lightning Network

使用闪电网络扩展传统金融系统

Cryptocurrency companies are increasingly working to merge decentralized finance with traditional banking infrastructure. Lightspark, which focuses on delivering products based on the Lightning Network, has taken a significant step in this direction by launching UMA Extend. This new solution allows for the settlement of Lightning Network payments directly into U.S. bank accounts, thereby broadening the potential user base of LN technology.

加密货币公司越来越多地致力于将去中心化金融与传统银行基础设施合并。 Lightspark 专注于提供基于闪电网络的产品，通过推出 UMA Extend，在这个方向上迈出了重要一步。这一新解决方案允许将闪电网络付款直接结算到美国银行账户，从而扩大闪电网络技术的潜在用户群。

Unified Money Addresses and Real-Time Settlements

统一货币地址和实时结算

The UMA Extend feature builds upon the Unified Money Addresses (UMA) protocol, which Lightspark introduced as an open-source project in October. This protocol enables users to have unique, email-like addresses for sending and receiving payments. The new feature, Extend, connects this protocol to what Lightspark describes as “eligible recipients.” Although the company did not specify the criteria for eligibility, it assured that the system is compatible with over 99% of U.S. banks that accept real-time payments.

UMA Extend 功能建立在统一货币地址 (UMA) 协议之上，Lightspark 于 10 月份将其作为开源项目推出。该协议使用户能够拥有唯一的、类似电子邮件的地址来发送和接收付款。新功能 Extend 将此协议与 Lightspark 所描述的“合格接收者”联系起来。尽管该公司没有具体说明资格标准，但它保证该系统与超过 99% 的接受实时支付的美国银行兼容。

Demonstrating the Capabilities of UMA Extend

展示 UMA Extend 的功能

David Marcus, the founder and CEO of Lightspark, demonstrated the functionality of UMA Extend on his X account (formerly Twitter). He showcased how payments can be sent and settled almost instantaneously, which could lead to broader adoption of the Lightning Network due to its always-on, low-fee structure. The demonstration highlights the potential for the LN network to become more widely accepted in the financial industry.

Lightspark 的创始人兼首席执行官 David Marcus 在他的 X 帐户（以前的 Twitter）上演示了 UMA Extend 的功能。他展示了如何几乎即时发送和结算付款，这可能会导致闪电网络因其始终在线、低费用的结构而得到更广泛的采用。该演示凸显了闪电网络在金融行业得到更广泛接受的潜力。

Global Adoption and Vision for the Future

全球采用和未来愿景

Lightspark's UMA protocol has already gained traction in 120 countries and is supported by notable names such as Coins.ph in the Philippines and Ripio in Latin America. The expansion of UMA through the new Extend feature aligns with Marcus’ broader vision for the future of the Lightning Network. Back in May, Marcus expressed his belief that LN could become the primary settlement network for global currencies. He predicted that any corporation needing to move money would eventually use LN and Bitcoin, either directly or indirectly.

Lightspark 的 UMA 协议已经在 120 个国家/地区获得关注，并得到菲律宾的 Coins.ph 和拉丁美洲的 Ripio 等知名公司的支持。 UMA 通过新的扩展功能进行的扩展符合 Marcus 对闪电网络未来的更广泛愿景。早在 5 月份，Marcus 就表示相信 LN 可以成为全球货币的主要结算网络。他预测，任何需要转移资金的公司最终都会直接或间接使用闪电网络和比特币。

Widespread Use Among Cryptocurrency Exchanges

加密货币交易所广泛使用

In addition to the UMA Extend feature, Lightspark's services are already being utilized by major cryptocurrency exchanges like Coinbase, Bitso, and Nubank. These platforms have integrated Lightspark’s technology to offer LN support for both deposits and withdrawals, further embedding the Lightning Network into the broader financial ecosystem.

除了 UMA Extend 功能之外，Coinbase、Bitso 和 Nubank 等主要加密货币交易所也已使用 Lightspark 的服务。这些平台集成了Lightspark的技术，为存款和取款提供闪电网络支持，进一步将闪电网络嵌入到更广泛的金融生态系统中。